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Corporate Authorised Representative (No 1233861) of Excalibur Wealth Group Pty Ltd (‘EWG’) ABN 87 652 985 361, AFS Licence No. 535263

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Business Insurance

Whatever your objective or your need, we can tailor our advice to help you achieve your goals.

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We can help you find the right solution

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There are 3 types of insurance usually available and funded through a self-managed super fund (SMSF). They are Life Insurance, Total and permanent disability Insurance (TPD) and Income protection Insurance. We can help you navigate your way through this process and choose the most appropriate and cost effective cover for you:


- If you have a SMSF you are required by law to consider whether to hold life insurance cover for each member of your SMSF if you do not already have life insurance cover elsewhere.
- Your SMSF can generally provide insurance for a member that will be released upon the following events: death, a terminal medical condition, a permanent incapacity (causing the member to permanently cease working) and a temporary incapacity (causing the member to temporarily cease working).
- Income protection Insurance can be structured and funded through a SMSF and offers cover in the event that a SMSF member is unable to work for a period of time due to illness or injury.

ADVICE BENEFITS

INSURANCE WITHIN SMSF

During our first meeting you can expect to discuss your financial goals and objectives so we can better understand how we can help. We’ll then do a financial health check by going through a series of questions so we can get a picture where you are today. This is also a chance for you to ask us questions about how we can help.

The personal financial advice process will start with us getting to know each other

Initial meeting

Once we’ve identified your goals, the next step in the process is for us to build a deeper understanding of your personal and financial situation. This information, along with our discussion about your goals and objectives, allows us to begin creating a tailored plan for you.

Ensuring we understand the whole picture

Fact Find

After finalising your tailored plan, we’ll present you with a Statement of Advice, explaining our recommendations and ensuring it meets your goals and objectives.

Presenting you with your tailored plan

Plan presentation

The strategies recommended in your Statement of Advice will now be implemented by us. This may also involve us working with our industry partners such as accountants, solicitors and mortgage brokers.

Implementation - where it all comes together

Implementation

It is likely that your financial circumstances, goals and objectives will continue to evolve over time. That is why it’s important for us to contact you periodically to review your situation and update the strategies in place.

INSURANCE WITHIN SMSF

Mahesh Menon

Mahesh Menon